Please be aware of fraudulent text messages regarding disabled or deactivated debit cards. The National Bank of Cambridge will never send messages, texts or emails asking for identifying information. The Bank takes the protection of our customer's information very seriously and has multiple safeguards in place to protect against fraudulent access.
Fraud Risk Identification Service (FRIS) is a service that monitors our cardholder’s transactions and generates a “Risk Score” which represents the probability that the signature debit transaction, ATM, or Pinned POS transaction could be fraudulent. The higher the score the greater the possibility of fraud. As part of this new program to protect our customer and help the bank minimize risk and possible losses, First Data’s Risk Management Department will act on the bank’s behalf and contact our customers directly for transaction verification and will place restrictions on their card when warranted, if the risk score passes the company’s thresholds.
We believe that the protection of the customer’s account and information is our primary duty and we strive to give our customers the very best service.
Phishing is the attempt by hackers and organized crime to steal valuable information such as usernames, passwords, credit card numbers, etc. This is done by the perpetrators creating fake websites that look almost exactly like your vendor's website (e.g. Paypal or your bank's website). Users are typically lured to the fake website by sending an e-mail asking users to update their information. Malware is short for, "Malicious Software," which also attempts to steal your sensitive information. These programs come, among other things, in the forms of key-loggers and other tracking mechanisms.
US-CERT reminds users to remain cautious when receiving unsolicited email messages that could be part of a potential phishing scam or malware campaign.
These phishing scams and malware campaigns may include but are not limited to the following:
US-CERT encourages users and administrators to use caution when encountering these types of email messages and take the following preventative measures to protect themselves from phishing scams and malware campaigns:
October 3, Help Net Security
Intuit-themed malicious spam campaigns appear every few months, given that the company’s tax preparation, accounting, financial management, and billing software and services are extremely popular in the United States and Canada. The latest one, spotted by GFI Software, tries to attract the users of Intuit’s QuickBooks — accounting software marketed to small business owners — with an offer of free shipping when ordering tax forms. For the recipients who click on them, the embedded links lead not to the ordering form, but to a page that shows a “Connecting to server...” message and eventually redirects them to another page hosting the Blackhole exploit kit.
How to guard against identity theft and electronic scams